Canada Greener Homes Loan

The Canada Greener Homes Loan is administered by Natural Resources Canada. The program offers an interest-free loan for energy efficiency improvements.

The best place for information is right at the source. The Canada Greener Homes Loan website  is comprehensive and contains all the details of the program. The federal government also maintains a phone line for information on the Canada Greener Homes Loan, the number is 1 833 674-8282.

There are many differences between the Total Home Energy Savings program and the Canada Greener Homes Loan, some of which could mean that an upgrade qualifies in one program and not the other.

Want help through the loan process?

Check out the navigator service which is designed to help people through the Canada Greener Homes Loan application process. The navigator service is a free service available to new applicants to the Total Home Energy Savings Program with a gross annual household income under $125,000.

Are you a current participant of NB Power’s Total Home Energy Savings Program and do you have questions about taking advantage of the Canada Greener Homes Loan?

If you haven’t started any upgrades and your Initial Energy Evaluation was on or after April 1, 2020, it’s possible you can still participate in the Canada Greener Homes Loan, please check their website for more information.

Wondering how to benefit from both programs?

First, you should review both programs to make sure they are right for you and that you qualify. To benefit from both programs, you should register in the Total Home Energy Savings Program first. Make sure to discuss with your Energy Advisor which upgrades you are considering for the loan. After receiving your Renovation Upgrade Report you can go through the steps of applying for the loan.

 

How do I make the registrations in both programs go as smoothly as possible?

Make sure you pick the same Service Organization for both programs. This means if you choose “No Preference” when registering in the Total Home Energy Savings Program you will have to wait to find out which Service Organization you were assigned to.

Also, you should consider using the same name when registering between both programs. Please keep in mind the Canada Greener Homes Loan requires the applicant to live in the home as their primary residence.

I haven’t had an energy evaluation yet; can the same energy evaluation be used for both programs?

Yes, energy evaluations through the Total Home Energy Savings Program count as the energy evaluations towards the Canada Greener Homes Loan. But the reverse is not true. You should register in the Total Home Energy Savings program first and have an Initial Energy Evaluation. Make sure to discuss with your Energy Advisor which upgrades you are considering for the loan. After receiving your Renovation Upgrade Report, you can go through the steps of applying for the loan.

I had an energy evaluation in the past, can the same energy evaluation be used for both programs?

If you haven’t started any upgrades and your Initial Energy Evaluation was on or after April 1, 2020, it’s possible you can still participate in the Canada Greener Homes Loan, please check their website for more information.

If I register for one program, am I automatically registered in the other?

No, you need to register for each program separately. You should first register in the Total Home Energy Savings Program and have an Initial Energy Evaluation. Make sure to discuss with your Energy Advisor which upgrades you are considering for the loan. After receiving your Renovation Upgrade Report you can go through the steps of applying for the loan.

Is the criteria for the upgrades the same between both programs?

No, there are differences in the required criteria. NB Power did not have input on how the program was designed and is not involved in administering the program. You should check the Canada Greener Homes Loan  for more information.